ESTO hire-purchase
Don’t want to pay the full amount at once? Pay in installments!
ESTO hire-purchase is an innovative payment solution that helps you create a payment schedule based on your chosen period. The solution provides a real-time decision and allows you to complete your purchase in less than 60 seconds.
Select a suitable product or service, inform the customer service representative that you wish to pay with ESTO hire-purchase, and then confirm your order. When confirming the purchase, choose a suitable period, the size of your monthly installment, and sign digitally with an ID card, Smart-ID, or Mobile-ID.
- ESTO hire-purchase is available to all Estonian citizens aged 18–70.
- ESTO hire-purchase can also be conveniently and quickly arranged for legal entities.
- ESTO hire-purchase is offered and managed by ESTO AS.
ATTENTION! Every hire-purchase is a financial obligation. Before signing a hire-purchase agreement, familiarize yourself with the terms and conditions of the service and, if necessary, consult with a professional.
The annual percentage rate of charge (APR) for ESTO AS hire-purchase is 23.63% under the following example conditions: credit amount €1,490, price of goods/services €1,490, down payment 0%, fixed interest rate 11.90%, contract fee €0, total credit amount and total repayment amount €1,844.64, assuming the credit is repaid over 24 months in equal monthly installments of €76.86. Please review the terms and conditions before signing the agreement and consult with a specialist if necessary. Hire-purchase is offered and managed by ESTO AS.
What is ESTO? ESTO is a financial services company that was established in 2016. The brand was born out of the need for next-generation payment solutions suitable for both end customers and merchants. Today, ESTO offers the largest selection of payment solutions in the Baltics, with a partner network that includes over 2,600 collaborators and stores, and more than 300,000 customers.
Check the terms and conditions here: www.esto.eu/ee
For assistance, contact ESTO AS at info@esto.ee or via the LIVE chat window at www.esto.eu/ee.
